Free is genuinely free — calculators, basic net worth, comparisons. Pro unlocks the AI, the screeners, the simulators, invoicing, and year-round tax. No commissions ever. No surprise charges.
Everything you need to start. No credit card, no email-only signup tricks, no "free trial expires in 7 days" countdown.
The full poiso. AI co-pilot, year-round tax, invoicing for freelancers, screeners + simulators, and unlimited accounts.
No fine print, no hidden tier. What you see below is the complete list.
| Feature | FreeFor the curious | ProFor the serious |
|---|---|---|
| Personal finance management | ||
| Net worth dashboard | 2 linked accounts | Unlimited accounts |
| Asset allocation tracking | Real-time | |
| AI portfolio x-ray | — | |
| Rebalancing suggestions | — | Ranked + one-tap |
| Risk-profiled shortlists | — | Stocks · MFs · bonds |
| Tax planning | ||
| Old vs new regime calculator | ||
| Year-round tax planner | — | |
| LTCG harvesting alerts | — | |
| ITR-ready capital gains report | — | |
| Invoicing | ||
| Invoice generation | 3 / month | Unlimited |
| GST + reverse-charge | — | |
| Auto-reminders + chase | — | |
| Client + project library | — | |
| Tools | ||
| 106 calculators | Unlimited | Unlimited |
| Stock · MF · bond screener | 5 runs / day | Unlimited + advanced filters |
| Investor + trader simulators | — | Paper trade + projections |
| Bank · broker · card comparisons | ||
| Support | ||
| Help via email | 48 hr response | < 4 hr response |
| Quarterly review with SEBI-RIA | — | 4 / year |
| Commissions on products | ₹0 | ₹0 |
Yes. Free is genuinely free — no card, no trial, no countdown. Upgrade to Pro whenever it makes sense for you. We’ll show you the right moments inside the app, but never pressure you.
Once every three months, a SEBI-registered investment advisor on our team reviews your portfolio, flags concerns, and answers your questions over a 30-minute call. Included in Pro at no extra charge.
No — not now, not ever. We don’t earn anything when you invest in a mutual fund, switch brokers, or buy a card we recommend. The only money poiso makes is your subscription. That’s why we can stay honest.
Cancel anytime from your account settings — no email, no phone call. Monthly cancels at next billing date. Yearly is pro-rated and refunded for the unused months. Full 30-day no-questions refund window on first purchase.
Coming Q3 2026. A family plan will cover up to 5 individuals at ~₹999/month. For now, share an account with your spouse — we don’t police that.
Yes — poiso operates under a SEBI-registered investment advisory entity (RIA-INA2000XXXX) for the advisory features. All data is hosted in India under SEBI’s data residency norms. SOC 2 Type II audited.
If poiso doesn't pay for itself in tax savings, fee leaks, or simply hours-of-spreadsheet saved within 30 days — full refund, no questions, no exit interview.
Start a 30-day Pro trial
